Five Tips for Home Buyers

Buying a home is one of the biggest emotional, stressful and financial decisions you'll ever make. At the same time, moving is rated as one of the most exciting times in one's life. 

Not only are there a lot of things to think about such as the location, affordability, mortgage term and rates, to name a few, there’s also the fact that you will be dealing with realtors, lenders, lawyers, sellers and so on.

Five Tips for Home Buyers:

1)  Remember that once you've purchased a home, you'll need to continue saving money.  Home ownership comes with all kinds of surprises including general house maintenance and upkeep.

2)  Does your family rely on your income to make mortgage payments?  Well then, you should purchase life insurance.  This may be an option once you have a mortgage; however, applying for your own policy through an insurance agent will likely save you money.

3)  With the purchase of a home comes general upkeep so be prepared to renovate.  Anything is possible and you may find you've encountered an urgency and need to renovate right away.  For instance, basement flooding,  roof repairs or new flooring.

4)  Be prepared to pay more than the appraised value of the home.  You'll want to be sure of your financing in order to avoid mortgage loan insurance.  Don't make a firm offer unless you are sure of your finances.

5)  Researching the builder of the home is always a good idea.  Ask the home-owners if they were satisfied with the builders work and find out how many home's they've built in the last 10 years.  As well, you'll want to know whether they've had any claims.

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Your Five Step Marketing Plan for Maximum Exposure

When you list your home with Patricia Cleary you can rest assured that your home will be marketed with the Plan C Five Step Marketing Strategy.

1)  Provide a professionally written Plan C Market Assessment Report.  Careful research on your home and its competition with consideration of current market conditions will be performed in order to strategize your customized marketing campaign and establish the client care programme best suited to your needs.  Once the listing agreement and seller disclosure is signed, the Plan C Concierge Real Estate Marketing Programme commences with the next steps to get your home ready for public offering in the marketplace.

2)  Home Staging is provided as a complimentary service when you are a client of Patricia Cleary and choose the Plan C concierge Real Estate Marketing Service.  Home staging is a proven way to get top dollar for your home, as you get ready to sell.  Contrary to what you might think, it's about more than preparing the house for sale.  Staging is what you do after you've cleaned, decluttered, painted, and made minor repairs; it's all about dressing the house for sale.  Staging makes your home look bigger, brighter, cleaner, warmer and most of all, it makes home buyers want to buy it!

3)  Creative Full Colour Feature Booklets and Advertising using professional photography to highlight the finer details of your home and neighbourhood as a take away piece for prospects and their agents.

4)  Advertising using traditional and the innovative - MLS, Newspaper including Toronto Star, Oakville Beaver, RE/MAX Realtor network, Open House as often as permitted, notification to neighbours using "Just listed mailer's."

5)  We provide Weekly Updates on the progress of the sale of your home and on the progress of the sale of your home, feedback from agents and interested parties regarding the general impression of the market-place.

With many years of Real Estate experience, Patricia Cleary is here to help craft your dreams and future by turning your lifestyle into a reality.

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"Rest assured with the Five Step Marketing Strategy"

Important Information for First Time Home Buyers:

Buying a home is rated as one of the most exciting yet stressful times in one's life.  It is by far one of the biggest financial decisions you'll ever make.  So, I've put together a few important tips when making an offer on a home.

Here they are:

1. In order to make an offer, you will need to be up to date on current market information as well as require professional help when drafting your offer.  So, you are best to hire a Real Estate Professional.
2. Be aware of "conditional offers."  This typically means that there may be one or more conditions on the purchase such as subject to home inspection, subject to financing, or subject to sale of buyer's existing home.  The home is not sold until the conditions are met.
3. An "acceptance to offer" is presented to a seller who may accept the offer, reject it or submit a counter-offer which means the counter-offer may be in reference to the price, closing date, or any number variables. *Offers can go back and forth until both parties have agreed to terms or either side ends the negotiations.

Remember: there are lots of things to think about when purchasing a home and this can be quite emotional!  You will be dealing with a number of people such as the realtor, lender, lawyer, seller and so on.

Think about the following:

• Location
• Affordability
• Mortgage term and rate

For more information about your home purchase, please feel free to call me (Patricia Cleary) @ 1.800.986.9260 and I will be thrilled to assist you in finding the perfect fit for your new home.
Please visit http://www.clearysellsclearview.com/ and feel free to LIKE our Facebook Business page.

e-mail: pa@pcleary.com

Marketing the Sale of your Home

When it comes to marketing your home, every property is unique.  To assure your house is marketed to its fullest potential and to obtain the highest possible market value, Patricia Cleary created her own aggressive marketing strategy to ensure customer satisfaction.

As a RE/MAX Sales Representative operating independently, the sale of your property becomes a personal investment of energy, time, commitment and resources!  After a listing agreement contract is signed, our strategy is crafted to create and follow through on the best marketing and advertising plan for your property.

To learn more about Patricia's unique and successful strategy, contact Patti - pa@pcleary.com or visit http://www.clearysellsclearview.com/.